Does my insurance cover solar panels?
Coverage for solar panels depends on whether they're permanently attached to your home and how they're owned.
Homeowners insurance usually covers solar panels if you own them and they’re permanently attached to your roof. In other instances – for example, if you lease your solar energy system or it’s attached to the ground or an external structure, like a shed – coverage may be limited or excluded from your main policy.
The best way to know if your specific policy covers solar panels is to contact Kin's support team you can Submit a Request or talk with us chat, support@kin.com, or at our support line: 855-216-7674.
For more information on solar panels, please see Kin's article on Solar Panel Insurance.