---
title: How do I add or update my card on file?
description: Update your payment method in minutes through your Kin portal. Follow our step-by-step guide to add or change the credit card on file for payments.
---

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1. [Kin Help Center](https://www.support.kin.com/help-center?hsLang=en)
2. [Payments & Billing](https://www.support.kin.com/help-center/payments-billing?hsLang=en)

# How do I add or update my card on file?

## You can easily update your payment method through the customer portal.

**Credit Card Pay Step-by-step instructions:**

1. Log into your customer portal at [Kin.com](https://www.kin.com/?hsLang=en)
2. On the home page, find your policy
3. Hover over and click the **Payments** section
4. On the Payments page, you'll see your current card on file (last 4 digits)
5. Click the **Update Card** button  
   ![Payment method interface displaying a credit card marked as the default payment method. Text explains automatic charging for installment plans with option to pay in advance. Update card button at bottom.](https://www.support.kin.com/hs-fs/hubfs/image-png-2.png?width=285&height=266&name=image-png-2.png)
6. A modal window will appear
7. Enter your new card information: 
     - Name
     - Card number
     - Expiration date
     - CVV/Security code
     - Billing zip code
8. Click **Save**
9. You'll see a confirmation that your card was updated successfully
10. Your new card will now be used for all future payments

**Important notes:**

- The new card replaces your old card completely
- Your next scheduled payment will use the new card
- If you have multiple policies, you'll need to update the card for each policy separately
- All credit card customers are enrolled in autopay

**If you're Escrow Pay:**

You don't need a card on file unless you want to make a one-time payment. You can add a card while making a payment and choose whether to save it for future use. There must be a payment due for the option of **Make Payment** to appear.

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